Home Page - PSD2 Developer Portal

With PSD2 API banking is more

PSD2 API is a portal where open banking meets the latest technology.

About PSD2

psd2 altasoftware

PSD2 is the EU Directive, which is the basis for introducing a single market for payments in the European Union. It sets new rules on the protection and security of payments and adopts a new type of payment service provider and new payment transactions. PSD2 is also intended to facilitate international payments within the EU and to make them better integrated.

PSD2 publishes a new directive containing regulations for a new set of services, exposed by the XS2A interface, to be operated by licensed Third Party Providers (TPPs) on behalf of a bank's customer, referenced as Payment Service User (PSU). Each of the three services exposed in the XS2A Interface can be operated by a TPP with a specific eIDAS certificate containing the roles linked to the services.

Getting started

API Services

Account Information Service

The service will allow you to easily keep track of your finances online..

Payment Initiation Service

A service provider can make a payment directly from your account.

Availability of Funds

Use the service to check amount necessary to carry out a transaction.

How to Connect with our APIs

Generate Certificates

Generate eIDAS PSD2 compatible test certificates with QWAC and QSealC profiles
View eIDAS certificate content

Develop And Test

Develop with our Sandbox APIs
Each API offers a Sandbox Environment which also allows testing of specific Test-Cases

Switch to Production Access

You can access the production PSD2-APIs with a valid eIDAS certificate

More Information

Technical Files

Swagger File

Documentation

Specific Implementation

Regulation